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    Huma Finance price

    Huma Finance priceHUMA

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    Huma Finance price live data summary

    The live price of Huma Finance is -- per (HUMA / USD) today with a current market cap of -- USD. The 24-hour trading volume is $0.00 USD. HUMA to USD price is updated in real time. Huma Finance is 0.00% in the last 24 hours. It has a circulating supply of -- .

    What is the highest price of HUMA?

    HUMA has an all-time high (ATH) of --, recorded on .

    What is the lowest price of HUMA?

    HUMA has an all-time low (ATL) of --, recorded on .
    Calculate Huma Finance profit

    Huma Finance price prediction

    What will the price of HUMA be in 2025?

    Based on HUMA's historical price performance prediction model, the price of HUMA is projected to reach $0.00 in 2025.

    What will the price of HUMA be in 2030?

    In 2030, the HUMA price is expected to change by -1.00%. By the end of 2030, the HUMA price is projected to reach $0.00, with a cumulative ROI of 0.00%.

    Huma Finance ratings

    Average ratings from the community
    4.6
    100 ratings
    This content is for informational purposes only.

    About Huma Finance (HUMA)

    What Is Huma Finance?

    Huma Finance is the first PayFi network, a decentralized protocol designed to provide income-backed lending and payment financing solutions. It enables businesses and individuals to borrow against future income by connecting them with global investors on-chain. By tokenizing real-world assets (RWAs), Huma Finance offers instant liquidity, transparent transactions, and seamless cross-border financial operations, bridging the gap between traditional finance and Blockchain technology.

    In today’s fast-paced global economy, liquidity and payment flexibility are crucial. Traditional financial systems often involve slow, complex, and costly processes, especially for international transactions. Huma Finance addresses these limitations by leveraging blockchain to offer faster and more efficient payment financing solutions.

    As of September 2024, Huma Finance has raised $38 million in funding to expand its operations and continue building its platform. The equity round was led by Distributed Global, with significant participation from Hashkey Capital, Folius Ventures, the Stellar Development Foundation, and TIBAS Ventures, the corporate venture arm of İşbank, the largest private bank in Turkiye. A portion of this funding has been used to invest in high-yield real-world assets (RWA) on the platform, showcasing the platform's focus on bridging DeFi with tangible financial instruments.

    How Huma Finance Works

    Huma Finance operates on a decentralized lending model, where borrowers can access credit lines using future income as collateral. The platform supports various financial services, including revolving credit lines and receivable factoring, such as:

    1. Revolving Credit Line: Borrowers are approved for a specific credit limit. They can borrow and repay repeatedly, as long as they stay within their limit and make timely payments.

    2. Receivable-backed Credit Line: This feature allows borrowers to obtain credit based on approved receivables. The platform applies an advance rate to the receivable amount, determining how much can be borrowed.

    3. Receivable Factoring Credit: Businesses can factor their receivables, meaning they can receive an advance payment on outstanding invoices, helping them manage cash flow more efficiently.

    The protocol operates using smart contracts to automate and secure the entire borrowing and lending process. Lenders provide liquidity to the protocol and earn returns based on their participation. The Huma Finance platform uses a tranche system, where lenders can choose between senior and junior tranches, each offering different risk-reward profiles.

    Tokenization plays a key role in Huma Finance's ecosystem. The protocol tokenizes real-world assets, allowing these assets to be used as collateral on-chain. This not only brings transparency to the lending process but also opens up access to financing for businesses and individuals who may not have significant crypto holdings.

    Additionally, Huma uses advanced risk management tools, such as Decentralized Signal Processors and Evaluation Agents, to assess income sources and ensure responsible lending. This modular infrastructure allows Huma to cater to various financial use cases, expanding its reach and applicability across multiple sectors.

    What Is HUMA Token?

    As part of its future development, Huma Finance plans to launch the HUMA token on the Solana blockchain. This token will play a critical role in the platform’s ecosystem, facilitating transactions, governance, and incentivizing participants.

    HUMA Token's Use Cases:

    • Governance: Token holders will have the ability to vote on protocol upgrades, pool structures, and other key decisions, contributing to the decentralized management of the platform.

    • Staking and Rewards: Lenders and liquidity providers can stake HUMA tokens to earn rewards, encouraging long-term participation in the network.

    • Collateral and Fees: Borrowers may use HUMA tokens to pay fees or as part of the collateral for obtaining credit lines.

    The choice to launch HUMA on Solana is significant, as Solana’s blockchain is known for its high throughput and low transaction costs, making it an ideal platform for decentralized finance (DeFi) applications. Solana’s ecosystem will enable Huma Finance to process a higher volume of transactions efficiently, ensuring smooth user experiences, even as the platform scales.

    Conclusion

    Huma Finance offers a new solution to global payment financing and decentralized lending through its PayFi network. By tokenizing real-world assets and leveraging future income, the platform provides fast, transparent, and borderless financial services. With its upcoming HUMA token launch on Solana, the project aims to further decentralize its network and expand its ecosystem, making it an attractive option for those looking to participate in the growing world of decentralized finance (DeFi).




    Huma Finance price performance in USD

    24h7 days30 days90 days1 yearAll-time
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    Huma Finance price history in USD

    The price of Huma Finance is -- over the last year. The highest price of HUMA in USD in the last year was -- and the lowest price of HUMA in USD in the last year was --.
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    Huma Finance market information

    Market cap
    --
    --
    Fully diluted market cap
    --
    --
    Volume (24h)
    --
    --
    Market rankings
    Circulation rate
    --
    24h volume / market cap
    Circulating supply
    -- HUMA
    Total supply / Max supply
    -- HUMA
    -- HUMA
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    FAQ

    What is the current price of Huma Finance?

    The live price of Huma Finance is -- per (HUMA/USD) with a current market cap of -- USD. Huma Finance's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. Huma Finance's current price in real-time and its historical data is available on Bitget.

    What is the 24 hour trading volume of Huma Finance?

    Over the last 24 hours, the trading volume of Huma Finance is --.

    What is the all-time high of Huma Finance?

    The all-time high of Huma Finance is --. This all-time high is highest price for Huma Finance since it was launched.

    Can I buy Huma Finance on Bitget?

    Yes, Huma Finance is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy Huma Finance guide.

    Can I get a steady income from investing in Huma Finance?

    Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

    Where can I buy Huma Finance with the lowest fee?

    Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

    Where can I buy Huma Finance (HUMA)?

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    HUMA resources

    Links
    Huma Finance WebsiteHuma Finance WhitepaperHuma Finance TwitterHuma Finance Github

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